Overview
Analyses, evaluates and processes credit and loan applications. May work in a call centre.
Skills
Most occupations in this unit group have a level of skill commensurate with the qualifications and experience outlined below. AQF Certificate II or III (ANZSCO Skill Level 4)
Tasks
- analysing information about customers and examining references, credit ratings, investment risks, pay slips and other information against predetermined policy standards
- contacting financial and credit institutions to obtain information about customers
- preparing papers setting out conditions of credit and loans, rates of repayment and loan periods, and providing information about customers' standing to financial and credit institutions
- authorising the approval of credit and loan applications and recommending credit and loan conditions and limits
- keeping records of payments, and preparing routine letters requesting payment for overdue accounts and forwarding these for legal action
- answering inquiries concerning credit standing of customers, loan balances and penalties
- may recommend, approve and arrange mortgages
- may work in a call centre
Alternative Titles
- Lending Consultant
- Loans Consultant
- Loans Officer
Source: 1220.0 - ANZSCO - Australian and New Zealand Standard Classification of Occupations, First Edition.
Note: The tasks associated with the occupation are to be used as guidance only. The tasks listing may include tasks associated with the grouping/category to which the occupation belongs.
Training Pathways
60 courses found.
| Course name | Providers |
|---|---|
FNS51522: Diploma of Credit Management
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FNS51520: Diploma of Credit Management
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FNS51515: Diploma of Credit Management
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FNS51510: Diploma of Credit Management
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FNS50310: Diploma of Finance and Mortgage Broking Management
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FNS42015: Certificate IV in Banking Services
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FNS41820: Certificate IV in Financial Services
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FNS41815: Certificate IV in Financial Services
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FNS41811: Certificate IV in Financial Services
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FNS41211: Certificate IV in Mobile Banking
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FNS41210: Certificate IV in Mobile Banking
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FNS41115: Certificate IV in Financial Markets Operations
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FNS41110: Certificate IV in Financial Markets Operations
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FNS41011: Certificate IV in Banking Services
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FNS41010: Certificate IV in Banking Services
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FNS40811: Certificate IV in Finance and Mortgage Broking
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FNS40810: Certificate IV in Finance and Mortgage Broking
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FNS40804: Certificate IV in Financial Services (Finance/Mortgage Broking)
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FNS40304: Certificate IV in Financial Services (Credit Management)
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FNS40122: Certificate IV in Credit Management
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FNS40120: Certificate IV in Credit Management
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FNS40115: Certificate IV in Credit Management
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FNS40111: Certificate IV in Credit Management
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FNS40110: Certificate IV in Credit Management
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FNS40107: Certificate IV in Financial Services
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FNS40104: Certificate IV in Financial Services
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FNS30507: Certificate III in Financial Services (Workers Compensation)
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FNS30420: Certificate III in Mercantile Agents
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FNS30415: Certificate III in Mercantile Agents
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FNS30410: Certificate III in Mercantile Agents
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FNS30404: Certificate III in Financial Services (Mercantile Agents)
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FNS30122: Certificate III in Financial Services
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FNS30120: Certificate III in Financial Services
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FNS30115: Certificate III in Financial Services
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FNS30111: Certificate III in Financial Services
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FNS30110: Certificate III in Financial Services
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FNS30107: Certificate III in Financial Services
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FNS30104: Certificate III in Financial Services
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FNS20120: Certificate II in Financial Services
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FNS20115: Certificate II in Financial Services
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FNS20111: Certificate II in Financial Services
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FNS20110: Certificate II in Financial Services
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FNS20104: Certificate II in Financial Services
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FNS10120: Certificate I in Basic Financial Literacy
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FNS10115: Certificate I in Financial Services
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FNS10110: Certificate I in Financial Services
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FNS10104: Certificate I in Financial Services
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FNB40199: Certificate IV in Financial Services
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FNB30199: Certificate III in Financial Services
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FNB20199: Certificate II in Financial Services
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FNA40198: Certificate IV in Finance (Retail Financial Services)
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FNA30398: Certificate III in Finance (Credit Management)
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FNA30298: Certificate III in Finance (Mercantile Agents)
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FNA30198: Certificate III in Finance (Retail Financial Services)
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FNA20198: Certificate II in Finance (Retail Financial Services)
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AUR20399: Certificate II in Automotive (Administration - Vehicle Financing and Insuring)
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69851: Certificate III in Consumer and Financial Skills Development
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69805: Certificate III in Consumer Skills and Financial Management
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21866VIC: Certificate IV in Premium Compliance
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15135WA: Certificate III in Finance and Business Services
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